Most homeowner's insurance policies cover busted pipes - New York News

Most homeowner's insurance policies cover busted pipes

Posted: Updated:
ATLANTA -

Many homeowners in the metro Atlanta area will be filing insurance claims after freezing temperatures caused pipes to burst.

The good news is burst pipes in your home are almost always covered by your homeowner's insurance. Industry experts though say there are other things to consider as you begin the clean-up process.

Jamie Kimbrough with the Georgia Insurance Information Service says all homeowners should have a plan.

"The first thing you need to do, obviously, is get the water turned off at its source, where it's coming from the street because you don't want the pipes to keep leaking water and potentially damaging other parts of your home," said Kimbrough. "Be patient and make sure everything goes smoothly and you're in contact with your agent, there's not a whole lot else you can do."

Experts say in most cases, dealing with insurance companies is pretty tidy.

"I can tell you based on my experience, a pipe freeze is usually well-covered by your insurance and they work very well with us. Most restoration companies bill them directly," said Rachel Johnston of Servpro Restoration Services.

Being prepared goes a long way, but it's not just homeowners that need a plan and coverage.

"Particularly, we're seeing a lot of apartment complexes that are having burst pipes and someone in there,  if you don't have renters insurance, then your property is not covered," said Kimbrough.

With more than 50 percent of the country thawing out, Kimbrough says above all be patient.

"There may be a little bit of a backlog, but insurance companies are really working hard to get to get things pushed through as quickly as possible because they know people need to get back in their homes and live their normal lives," said Kimbrough.

Be sure to read over your insurance policies and understand everything they do and don't cover. Some policies will even put you up at a hotel if the damage is bad enough.

  • More Local NewsMore>>

  • Amber Alert canceled for two-year old MS girl

    Amber Alert canceled for two-year old MS girl

    Thursday, April 24 2014 5:35 AM EDT2014-04-24 09:35:08 GMT
    Maliah Harris Maliah Harris
    The Georgia Bureau of Investigation has canceled a Levi’s Call, Georgia’s Amber Alert for 2-year-old Maliah Harris.
    The Georgia Bureau of Investigation has canceled a Levi’s Call, Georgia’s Amber Alert for 2-year-old Maliah Harris.
  • One shot, 1 injured in Berkley Heights neighborhood

    One shot, 1 injured in Berkley Heights neighborhood

    Thursday, April 24 2014 5:26 AM EDT2014-04-24 09:26:52 GMT
    Breaking news from FOX 5Breaking news from FOX 5
    Authorities are on the scene of a shooting in the Berkley Heights neighborhood in NW Atlanta.
    Authorities are on the scene of a shooting in the Berkley Heights neighborhood in NW Atlanta.
  • Atlanta Falcons

    Falcons 2014-2015 schedule released

    Falcons 2014-2015 schedule released

    Wednesday, April 23 2014 10:13 PM EDT2014-04-24 02:13:59 GMT
    The NFL has released the 2014-2015 season schedules and the Atlanta Falcons slate of games provides plenty of intrigue. Here are a few items of interest. Week 1 will be a rematch of last year’s season opener, only this time, the New Orleans Saints come to the Georgia Dome. The Falcons play the Detroit Lions in London in Week 8. It’s a game fans will have to get up early to watch. It airs at 9:30 a.m. EST.
    The NFL has released the 2014-2015 season schedules and the Atlanta Falcons slate of games provides plenty of intrigue. Here are a few items of interest. Week 1 will be a rematch of last year’s season opener, only this time, the New Orleans Saints come to the Georgia Dome. The Falcons play the Detroit Lions in London in Week 8. It’s a game fans will have to get up early to watch. It airs at 9:30 a.m. EST.
  • Local NewsLocal NewsMore>>

  • Camilla's brother dies in New York after head injury

    Camilla's brother dies in New York after head injury

    Wednesday, April 23 2014 11:04 PM EDT2014-04-24 03:04:50 GMT
    The brother-in-law of the Prince of Wales died Wednesday after falling outside a hotel bar and suffering a head injury, police said. Mark Shand, the brother of Prince Charles' wife, Camilla, Duchess of Cornwall, was in New York for a charity auction at Sotheby's.
    The brother-in-law of the Prince of Wales died Wednesday after falling outside a hotel bar and suffering a head injury, police said. Mark Shand, the brother of Prince Charles' wife, Camilla, Duchess of Cornwall, was in New York for a charity auction at Sotheby's.
  • Deep split in Port Authority over unfinished WTC tower

    Deep split in Port Authority over unfinished WTC tower

    Wednesday, April 23 2014 9:03 PM EDT2014-04-24 01:03:40 GMT
    Board members of the Port Authority of New York and New Jersey revealed a deep split Wednesday over the agency's role in effecting the completion of the long-delayed 3 World Trade Center project, with some commissioners lauding the effort and others expressing grave concerns. The discussion at the monthly board meeting offered a rare glimpse into the negotiations that have been going on behind the scenes in recent months.
    Board members of the Port Authority of New York and New Jersey revealed a deep split Wednesday over the agency's role in effecting the completion of the long-delayed 3 World Trade Center project, with some commissioners lauding the effort and others expressing grave concerns. The discussion at the monthly board meeting offered a rare glimpse into the negotiations that have been going on behind the scenes in recent months.
  • God's Love We Deliver virtual bake sale for birthday cakes

    God's Love We Deliver virtual bake sale for birthday cakes

    Wednesday, April 23 2014 6:36 PM EDT2014-04-23 22:36:46 GMT
    God's Love We Deliver provides meals to people in the New York City area who are too sick to shop and cook for themselves. Clients also receive birthday cards that are decorated by local school students. Sometimes a cake is the only birthday gift that God's Love's clients will receive.
    God's Love We Deliver provides meals to people in the New York City area who are too sick to shop and cook for themselves. Clients also receive birthday cards that are decorated by local school students. Sometimes a cake is the only birthday gift that God's Love's clients will receive.
Powered by WorldNow
Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices