Most homeowner's insurance policies cover busted pipes - New York News

Most homeowner's insurance policies cover busted pipes

Posted: Updated:
ATLANTA -

Many homeowners in the metro Atlanta area will be filing insurance claims after freezing temperatures caused pipes to burst.

The good news is burst pipes in your home are almost always covered by your homeowner's insurance. Industry experts though say there are other things to consider as you begin the clean-up process.

Jamie Kimbrough with the Georgia Insurance Information Service says all homeowners should have a plan.

"The first thing you need to do, obviously, is get the water turned off at its source, where it's coming from the street because you don't want the pipes to keep leaking water and potentially damaging other parts of your home," said Kimbrough. "Be patient and make sure everything goes smoothly and you're in contact with your agent, there's not a whole lot else you can do."

Experts say in most cases, dealing with insurance companies is pretty tidy.

"I can tell you based on my experience, a pipe freeze is usually well-covered by your insurance and they work very well with us. Most restoration companies bill them directly," said Rachel Johnston of Servpro Restoration Services.

Being prepared goes a long way, but it's not just homeowners that need a plan and coverage.

"Particularly, we're seeing a lot of apartment complexes that are having burst pipes and someone in there,  if you don't have renters insurance, then your property is not covered," said Kimbrough.

With more than 50 percent of the country thawing out, Kimbrough says above all be patient.

"There may be a little bit of a backlog, but insurance companies are really working hard to get to get things pushed through as quickly as possible because they know people need to get back in their homes and live their normal lives," said Kimbrough.

Be sure to read over your insurance policies and understand everything they do and don't cover. Some policies will even put you up at a hotel if the damage is bad enough.

  • Local NewsLocal NewsMore>>

  • Hundreds celebrate Easter at St. Patricks Cathedral

    Hundreds celebrate Easter at St. Patricks Cathedral

    Saturday, April 19 2014 10:37 PM EDT2014-04-20 02:37:51 GMT
    Hundreds of people showed up to Saturday's mass at St. Patricks Cathedral to celebrate Easter, one of the holiest days for Christians around the world.
    Hundreds of people showed up to Saturday's Mass at St. Patricks Cathedral to celebrate Easter, one of the holiest days for Christians around the world.
  • NYC police investigating body in plastic container

    NYC police investigating body in plastic container

    Police in New York City are questioning a suspect after discovering a dead body stuffed into a large, black plastic storage container.
    Police in New York City are questioning a suspect after discovering a dead body stuffed into a large, black plastic storage container.
  • Governor kicks off 114th annual New York International Auto Show

    Governor kicks off 114th annual New York International Auto Show

    Saturday, April 19 2014 7:00 PM EDT2014-04-19 23:00:18 GMT
    Auto fans you may already know this the 114th New York International Automobile Show is in town this week. Governor Cuomo was on hand Saturday to kick off the official opening of the 10 day event by driving a 2015 Chevrolet Corvette convertible through the Jacob Javits Convention Center.
    Auto fans you may already know this the 114th New York International Automobile Show is in town this week. Governor Cuomo was on hand Saturday to kick off the official opening of the 10 day event by driving a 2015 Chevrolet Corvette convertible through the Jacob Javits Convention Center.
Powered by WorldNow
Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices