Long Island couple says they lost insurance after storm - New York News

Superstorm Sandy

Long Island couple says they lost insurance after storm

Posted: Updated:
NEW YORK (MYFOXNY) -

Jackie and Greg Northrop said that their homeowner's insurance company turned into a Grinch after the couple filed a claim with them after Superstorm Sandy.

Jackie is 5 months pregnant and the couple bought their first home in Long Beach, Long Island and closed on it five days before the storm devastated the city. The storm ripped shingles off the roof and tore away some siding.

The damage was estimated at $5,500. They paid their $2,500 deductible, and Ocean Harbor Casualty Insurance wrote them a check for $3,000 to make repairs.

But a letter arrived with the check telling the couple that Ocean Harbor was terminating their brand-new policy as of January 2, 2013.

Before Sandy hit, Gov. Andrew Cuomo implemented a moratorium prohibiting insurance companies from dropping policies. The moratorium is in effect until January 16, 2013, so Ocean Harbor cannot drop the Northrops until then.

Denis Miller, an independent insurance agent in Long Beach, said the couple should not panic and that they will be able to get homeowner's insurance from another company.

Ocean Harbor Casualty Insurance did not return a call for comment.

  • Long Island NewsLong Island NewsMore>>

  • Fatal skydiving accident on Long Island

    Fatal skydiving accident on Long Island

    Thursday, July 31 2014 8:26 AM EDT2014-07-31 12:26:50 GMT
    Police on Long Island say one person has died and another has been seriously injured in a skydiving accident. Riverhead police say it happened at about 4 p.m. Wednesday at Skydive Long Island in Calverton. Police say the injured person was airlifted to Stony Brook University Hospital in critical condition.
    Police on Long Island say one person has died and another has been seriously injured in a skydiving accident. Riverhead police say it happened at about 4 p.m. Wednesday at Skydive Long Island in Calverton. Police say the injured person was airlifted to Stony Brook University Hospital in critical condition.
  • 8 fined $144,500 in Long Island cheating scandals

    8 fined $144,500 in Long Island cheating scandals

    State records show two administrators and six educators were fined a total of $145,500 in connection with two separate cheating scandals in Glen Cove City schools on Long Island.
    State records show two administrators and six educators were fined a total of $145,500 in connection with two separate cheating scandals in Glen Cove City schools on Long Island.
  • Queens teen pleads guilty in crash that killed 4 friends on Long Island

    Queens teen pleads guilty in crash that killed 4 friends on Long Island

    Tuesday, July 29 2014 2:54 PM EDT2014-07-29 18:54:40 GMT
    A New York teenager has pleaded guilty to aggravated vehicular homicide in a 2012 high-speed crash that killed four of his friends and split his new car in two. Joseph Beer entered the plea Tuesday. He faces five to 15 years in prison, though his attorney is seeking youthful offender status because he was 17 at the time.
    A New York teenager has pleaded guilty to aggravated vehicular homicide in a 2012 high-speed crash that killed four of his friends and split his new car in two. Joseph Beer entered the plea Tuesday. He faces five to 15 years in prison, though his attorney is seeking youthful offender status because he was 17 at the time.
  • Local NewsLocal NewsMore>>

  • New York's smallest piece of private land

    New York's smallest piece of private land

    Thursday, July 31 2014 8:52 PM EDT2014-08-01 00:52:57 GMT
    The Hess triangle is a tiny piece of private property in Greenwich Village. Manhattan historian Joyce Gold explained the origins of the property: After World War I, New York City seized a beautiful residence and tore it down so it could extend Seventh Avenue and the west side subway below it. The city left the building's owner only a tiny scrap of property so small it requested he donate the triangle to make way for a sidewalk. The man refused, took the city to court and won.
    The Hess triangle is a tiny piece of private property in Greenwich Village. Manhattan historian Joyce Gold explained the origins of the property: After World War I, New York City seized a beautiful residence and tore it down so it could extend Seventh Avenue and the west side subway below it. The city left the building's owner only a tiny scrap of property so small it requested he donate the triangle to make way for a sidewalk. The man refused, took the city to court and won.
  • Runners of 3,100-mile race in Queens seek spiritual experience

    Runners of 3,100-mile race in Queens seek spiritual experience

    Thursday, July 31 2014 7:26 PM EDT2014-07-31 23:26:44 GMT
    Since mid-June, 14 runners have been on a mission that is spiritual at its core. They are running the Self-Transcendence 3,100 Mile Race in Jamaica, Queens. Spiritual leader and former Queens resident Sri Chimnoy, who died in 2007, created the race, which lasts 52 days.
    Since mid-June, 14 runners have been on a mission that is spiritual at its core. They are running the Self-Transcendence 3,100 Mile Race in Jamaica, Queens. Spiritual leader and former Queens resident Sri Chimnoy, who died in 2007, created the race, which lasts 52 days.
  • Road-trip vacations that don't break the bank

    Road-trip vacations that don't break the bank

    Thursday, July 31 2014 5:37 PM EDT2014-07-31 21:37:29 GMT
    Last-minute vacations don't need to be a headache or ridiculously expensive, especially if you make it a road trip. Even if you don't have a car, renting one can be an affordable option.Lauren Lyons Cole, a personal finance contributor to TheStreet.com, has some suggestions.
    Last-minute vacations don't need to be a headache or ridiculously expensive, especially if you make it a road trip. Even if you don't have a car, renting one can be an affordable option.Lauren Lyons Cole, a personal finance contributor to TheStreet.com, has some suggestions.
Powered by WorldNow
Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices