Money saving tips for holiday shoppers - New York News | NYC Breaking News

Money saving tips for holiday shoppers

Posted: Updated:
MYFOXNY.COM -

Christmas is right around the corner and if your gift list still needs work,  check out the tips from financial expert Vera Gibbons on several ways to get it done and under budget in time for the big day.

1) TIP: BE ARMED WITH A BUDGET:

   -14 million americans are paying off last year's holiday bill

   - ideally, want to pay it all off by january

   - if you absolutely must buy something you can't pay right away,

     make sure you can pay it all off by easter

2) TIP: NO MORE IMPULSE BUYS:

   -9 out 10 of us are buying things that are not on our lists

   -unplanned purchases are costing the average consumer an extra $200 a month

3) TIP: JUST SAY NO:

   -Say no to items that seem like good deal but aren't, like Jewelry & watches

   -a better time to buy electronics is January

   -Get hdtvs deals around Superbowl time

4) TIP: GET CREATIVE:

   -Use reward points - they can be used to buy gift cards w/many retailers

   -Go in on group gifts

   -Go ahead and re-gift it's ok

5) TIP: SHOP SMART:

   -Take advantage price adjustments

   (The average household loses about $200 a year forgoing price adjustments!

    -Utilize price match policies

  • Today on Good DayToday on Good Day

  • Tuesday, June 18 2013 10:28 AM EDT2013-06-18 14:28:14 GMT
    The competitive streak between Rosanna and Greg continues. This time, the Good Day duo faced off in a comedy challenge.  The competition was fierce especially with mentors Linda Smith lending Ro a hand, and Colin Quinn helping Greg hone his routine.  In the end, it was Rosanna who was the overall favorite.
    The competitive streak between Rosanna and Greg continues. This time, the Good Day duo faced off in a comedy challenge.  The competition was fierce especially with mentors Linda Smith lending Ro a hand, and Colin Quinn helping Greg hone his routine.  In the end, it was Rosanna who was the overall favorite.
  • Tuesday, June 18 2013 10:07 AM EDT2013-06-18 14:07:14 GMT
    Boxing returns to the Barclays Center next weekend when Paulie 'Magic Man' Malignaggi takes on Adrien Broner. The WBA Welterweight champion and Brooklyn native sat down with Rosanna and Greg to talk about the fight.
    Boxing returns to the Barclays Center next weekend when Paulie 'Magic Man' Malignaggi takes on Adrien Broner. The WBA Welterweight champion and Brooklyn native sat down with Rosanna and Greg to talk about the fight.
  • Tuesday, June 18 2013 9:59 AM EDT2013-06-18 13:59:58 GMT
    Famed dancer Savion Glover is taking tap dancing to new heights with a show at the Joyce Theater. Glover and members of the ensemble hit the floor with a preview for Good Day NY.
    Famed dancer Savion Glover is taking tap dancing to new heights with a show at the Joyce Theater. Glover and members of the ensemble hit the floor with a preview for Good Day NY.
Powered by WorldNow
Didn't find what you were looking for?
All content © Copyright 2000 - 2013 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices