We all know how important our credit reports and credit scores can be when applying for loans and credit cards. So of course consumers are interested in free access to those reports. But watch out for the strings attached.
Congress passed a law in 2003 giving consumers the right to receive a free report from each of the major credit reporting companies every 12 months. All you have to do is go to AnnualCreditReport.com. But that report does not show your credit score.
To get your score free, you'd have to sign up for one of the credit-monitoring service free trials and make sure you cancel before the trial ends.
AnnualCreditReport.com is the only place to get the free credit score that IS yours by law. If you would like to get more information go to the Federal Trade Commission's website.
Arnold Diaz, the winner of 36 Emmy awards for his consumer investigative reporting, joined Fox's WNYW-TV in March 2006. He continues his longstanding investigative career with his infamous "Shame, Shame,
Arnold Diaz, the winner of 36 Emmy awards for his consumer investigative reporting, joined Fox's WNYW-TV in March 2006. He continues his longstanding investigative career with his infamous "Shame, Shame, Shame" pieces His reports regularly expose wrongdoing and incompetence by private industry and government agencies, and often lead to actions by law enforcement officials, as well as the enactment of legislation.
Wednesday, May 15 2013 10:32 PM EDT2013-05-16 02:32:13 GMT
A cardiologist with a thriving practice is in the Fox 5 Hall of Shame. We don't know how his patients feel, but we're certain he is making his employees sick of waiting for their paychecks.
A cardiologist with a thriving practice is in the Fox 5 Hall of Shame. We don't know how his patients feel, but we're certain he is making his employees sick of waiting for their paychecks.
Wednesday, May 8 2013 10:13 PM EDT2013-05-09 02:13:19 GMT
A young woman with no health insurance is battling a major New York City hospital. Arnold Diaz reports that for a year and a half she was getting nowhere until Fox 5 became her ammunition.
A young woman with no health insurance is battling a major New York City hospital. Arnold Diaz reports that for a year and a half she was getting nowhere until Fox 5 became her ammunition.
Tuesday, May 7 2013 8:30 AM EDT2013-05-07 12:30:49 GMT
A lot of New York restaurants cater to the rich and famous. But some say one chic eatery is going too far by reserving public parking spaces for its private use.
A lot of New York restaurants cater to the rich and famous. But some say one chic eatery is going too far by reserving public parking spaces for its private use.
Wednesday, May 1 2013 11:01 PM EDT2013-05-02 03:01:21 GMT
A home improvement contractor has a reputation with customers and workers as a notorious liar. When Arnold Diaz went to question him, things got heated.
A home improvement contractor has a reputation with customers and workers as a notorious liar. When Arnold Diaz went to question him, things got heated.
Wednesday, April 17 2013 10:20 PM EDT2013-04-18 02:20:14 GMT
An Astoria, Queens, landlord who put his tenants' lives in danger and took their money is behind bars, thanks in part to a recent Shame, Shame, Shame report.
An Astoria, Queens, landlord who put his tenants' lives in danger and took their money is behind bars, thanks in part to a recent Shame, Shame, Shame report.
Wednesday, April 3 2013 10:23 PM EDT2013-04-04 02:23:45 GMT
A crooked attorney who we put in our Hall of Shame almost a year ago is headed for prison. Arnold Diaz reports that it is a win-win: the bad guy gets punished and his victims get their money.
A crooked attorney who we put in our Hall of Shame almost a year ago is headed for prison. Arnold Diaz reports that it is a win-win: the bad guy gets punished and his victims get their money.
Thursday, March 28 2013 2:28 PM EDT2013-03-28 18:28:53 GMT
A New York City landlord goes into our hall of shame. Arnold Diaz reports that the landlord renting out apartments in a building in Astoria that has been declared unsafe to live in.
A New York City landlord goes into our hall of shame. Arnold Diaz reports that the landlord renting out apartments in a building in Astoria that has been declared unsafe to live in.
